Equipment Finance — Sydney

Equipment Finance Broker Sydney

Local presence, national lender panel. Trucks, earthmoving, machinery & commercial vehicles financed for Sydney businesses — 24-hour approvals, no upfront broker fee.

Talk to the Sydney Team

60+

Lender Panel

24hr

Typical Approvals

$0

Upfront Broker Fee

$85K+

Min. Finance Amount

Key takeaways

  • ▶Novara Finance operates from our Sydney office, providing equipment finance broking for businesses across Greater Sydney, Western Sydney, and NSW.
  • ▶We compare options across a panel of 60+ specialist lenders — finding the best rate and structure for your specific equipment purchase and business profile.
  • ▶Trucks, excavators, earthmoving plant, manufacturing machinery, commercial vehicles, and general business equipment — all financed through our Sydney team.
  • ▶Same-day pre-assessment, 24–48 hour approvals for straightforward applications, and no upfront broker fee.

If you’re a Sydney-based business looking to finance equipment, Novara Finance has a local presence with a national lender panel. Our Sydney office services businesses across Greater Sydney, Western Sydney, the Central Coast, Wollongong, Newcastle, and throughout New South Wales.

Sydney is Australia’s largest equipment finance market — driven by construction, infrastructure, transport, logistics, manufacturing, and healthcare. From Parramatta to Penrith, Blacktown to Bankstown, Seven Hills to Smithfield, thousands of businesses rely on financed equipment to operate. We work with owner-operators, civil contractors, fleet managers, tradies, manufacturers, and SMEs at every stage.

What we finance for Sydney businesses

Trucks and heavy vehicles

Sydney’s transport and logistics sector is the largest in Australia. Prime movers servicing interstate routes, rigid trucks for metro deliveries, tippers for construction — we finance them all and know which lenders specialise in each truck type. Read our truck finance guide →

Earthmoving and construction equipment

Excavators, loaders, bobcats, cranes. Sydney’s construction pipeline — WestConnex legacy projects, Sydney Metro West, Western Sydney Airport, and continuous residential development — sustains constant demand for earthmoving equipment. Earthmoving equipment finance →

Manufacturing and industrial machinery

Sydney’s manufacturing belt — from Auburn to Wetherill Park, Smithfield to Silverwater — includes thousands of businesses requiring CNC machines, fabrication equipment, production lines, and industrial tools. We match manufacturers to lenders who understand the asset class. Machinery finance guide →

Commercial vehicles

Utes, vans, fleet vehicles, buses, refrigerated vehicles. Sydney’s traffic and delivery demands mean fleet efficiency matters — and the right finance structure supports that.

Medical and dental equipment

Sydney has the largest concentration of healthcare providers in Australia. We finance imaging equipment, dental chairs, surgical instruments, and specialist medical technology through lenders who understand the sector’s asset values and useful life expectations.

Hospitality and food service

Commercial kitchens, coffee machines, food trucks, cold storage. Sydney’s hospitality industry demands constant equipment investment.

Why a Sydney broker who knows the local market

We understand Western Sydney’s business landscape

Western Sydney is one of Australia’s fastest-growing economic corridors — and it’s where a significant proportion of our Sydney clients operate. From civil contractors building around the new airport to manufacturers in Wetherill Park to owner-operators in Penrith, we know the industries, the equipment needs, and the cash flow patterns.

We know the infrastructure cycle

Sydney’s current infrastructure pipeline is unprecedented. The businesses winning contracts on metro rail extensions, road upgrades, airport development, and residential builds need equipment now — and they need finance that settles quickly. Our specialist lender panel can turn around approvals in 24–48 hours for established operators.

Face-to-face when you need it

Our Sydney office is available for in-person meetings when the complexity of the deal warrants it. Most applications are handled over the phone and email for speed, but we’re here when you need to sit across the desk and work through the numbers.

Sydney businesses we’ve helped

A.R., Wetherill Park — Sheet metal manufacturer

Financed a Trumpf laser cutter and two Amada press brakes — combined purchase price $580,000. We structured a single chattel mortgage across all three machines, accessing a volume-based rate of 6.3% p.a. The combined approach saved approximately $12,000 compared to financing each machine separately.

Individual circumstances vary.

J.P., Blacktown — First-time owner-operator

Former company driver with 8 years’ experience, ABN active for 10 months. Financed a used Isuzu FVZ 260 rigid ($110,000) for contract work with a major logistics company. Two banks declined due to ABN age. We used his industry experience and confirmed subcontracting agreement to secure approval at 9.6% p.a. low-doc with a 15% deposit.

Individual circumstances vary.

C.H., Mascot — Medical imaging practice

Financed a digital X-ray system ($195,000) through a specialist healthcare lender who understood the equipment’s 10+ year useful life and strong resale position. Approved at 7.1% p.a. — significantly below the generalist lender’s quote of 9.8%.

Individual circumstances vary.

Areas we service from Sydney

Our Sydney office provides equipment finance broking for businesses across:

  • Sydney CBD and inner suburbs — Surry Hills, Redfern, Pyrmont, Alexandria, Marrickville
  • Western Sydney — Parramatta, Blacktown, Penrith, Liverpool, Campbelltown, Wetherill Park, Smithfield
  • South-West Sydney — Bankstown, Canterbury, Fairfield, Auburn
  • Northern Sydney — Chatswood, North Sydney, Lane Cove, Brookvale
  • Eastern suburbs and Southern Sydney — Mascot, Botany, Kogarah, Sutherland
  • Central Coast — Gosford, Tuggerah, Erina
  • Hunter / Newcastle — Newcastle, Maitland, Cessnock
  • Wollongong and Illawarra
  • Regional NSW — we handle applications remotely for businesses statewide

Frequently asked questions

Do I need to visit your Sydney office?
No. Most applications are handled via phone and email. Our Sydney office is available for face-to-face meetings by appointment when the deal is complex or you prefer an in-person conversation.
How quickly can you approve equipment finance in Sydney?
For established businesses with clean credit, 24–48 hours is typical. Low-doc, new business, or credit-impaired applications usually take 2–5 business days. We’ve achieved same-day approvals for straightforward applications.
Do you only work with Sydney businesses?
No. While our Sydney office focuses on Greater Sydney and NSW, we handle equipment finance nationally. Our Brisbane office services Queensland businesses. Equipment finance broker Brisbane →
What industries do you work with most in Sydney?
Construction, transport and logistics, manufacturing, healthcare, and hospitality are our highest-volume sectors in Sydney — reflecting the city’s economic makeup. But we finance equipment across all industries.

Talk to the Sydney team

Get a quote for your equipment purchase — no cost, no obligation, no credit check to get started.

Talk to the Sydney Team

More equipment finance guides

This article provides general information only and does not constitute financial advice. All finance applications are subject to lender criteria and approval. Rates mentioned are indicative and current as of June 2026 — individual circumstances vary.

Novara Finance Pty Ltd | AFSL 517192 | ABN 99 687 789 144

Last updated: June 2026 · Reviewed by Ryan Masters, State Managing Executive, Novara Finance