Same-day pre-approval on cars, electric vehicles, trucks, utes, 4WDs, and full commercial fleet. Competitive rates across 60+ lenders, no runaround on documentation, and a broker on the call who knows what your bank is going to ask before they ask it.
Personal, business, novated, and commercial. Single units and fleet rollouts. Internal-combustion and electric. Australian-delivered and parallel imports.
Passenger cars, dual-cab utes, 4WDs, and SUVs. Electric vehicles and hybrids. Demonstrators, near-new, and used. Personal finance, business finance, and novated lease structures across every major dealer network and private sale. See the full car loans guide.
Light commercial vans and panel vans. Light, medium, and heavy rigid trucks. Multi-vehicle fleet rollouts for trades, logistics, and corporate fleets. Single financier or split-lender structures. See truck finance and fleet funding.
Vehicle finance has more product variety than any other corner of asset finance. The right structure depends on whether the vehicle is personal, business-use, or fleet-deployed — and how you intend to treat it at tax time.
Vehicle finance is the fastest-track product Novara runs. No strategy call required for most deals — a two-minute application and a verifiable ABN or pay history is enough to start the conversation.
Two-minute application. Tell us the vehicle, the budget, and how you'll use it.
We match you to the best rate from our panel and confirm what you can fund and on what terms.
Documents prepared, funds settled, dealer or seller paid. You drive away.
Number of vehicles, configuration, geographic spread, expected term, accounting treatment preference.
We compare rates and terms across the panel for the fleet as a whole, then split lenders by asset class if it's the better deal.
Documents, dealer coordination, and progressive settlements aligned to delivery schedule.
The Big 4 are competitive on prime business and personal vehicle paper. Specialist asset financiers — Pepper Money, Liberty, ScotPac, Resimac, Flexicommercial — extend appetite into self-employed, ABN-under-two-years, credit recovery, and structurally complex deals. The right lender for your vehicle isn't always the bank you bank with.
Single ute or fifty-vehicle fleet. Personal, business, or novated. Tell us what you're driving home and we'll tell you the rate, term, and lender — same day, in most cases.